A box of FloodSax alternative sandbags costing £140 could save you tens of thousands of pounds on an insurance claim … and spiralling insurance costs in the future.
Amazingly, it’s way cheaper to protect your home with FloodSax alternative sandbags than it is to even pay the excess for flooding on your insurance policy.
Insurance comparison giant Go Compare warns that the excess you pay for a flood in your home – that could be from floodwater getting in or water leaking inside – is greater than your usual excess.
It says: “Water leaking and causing damage in a home is very common and the compulsory excess for these claims will often be around £300, which is higher than normal. It’s a good idea to check the excesses on your insurance policy before you take out cover.”
Compare The Market adds: “Claims for an ‘escape of water’ often carry a higher compulsory excess.”
So, it’s well worth checking your insurance policy to see what the flooding excess is and make sure you are ready for any flooding emergency to prevent the damage in the first place. The reason the excess is so high is that water damages everything it touches wrecking carpets, floors, furniture and electrics which are all very expensive to replace.
And, once you’ve made a claim, your future premiums may well soar.
According to the Association of British Insurers: “The smallest of leaks can quickly become a torrent and cause some very expensive and disruptive damage.”
The average insurance claim after a flood in a house is £31,000 and just an inch of water can quickly rack up a £20,000 repair bill.
FloodSax alternative sandbags are versatile and multi-purpose to prevent floods both inside and out and with a box of 20 now costing as little as £140 they could well save you ever having to claim on your flood insurance.
This, by the way, is also cheaper than old-style sandbags which cost up to £370 for 70 prefilled with sand and delivery can often take between 7 and 10 days.
But forget them anyway as they can’t do what a FloodSax can do.
FloodSax come vacuum-packed in packs of five and in their dry state are ultra-flat with a large surface area which makes them ideal to soak up drips, leaks and spills indoors, especially in hard-to-reach places such as beneath boilers, below radiators and underneath pipes.
But immerse them in water and the gelling polymer inside absorbs the water and then retains it, making the FloodSax miraculously inflate to become an instant sandbag but without any sand. They are then easy to stack into a highly effective flood barrier.
This means that, unlike sandbags, FloodSax can be used to tackle floods both inside and out.
FloodSax beat sandbags on every count in terms of cost, convenience, storage, handling, size, effectiveness and disposal. They are 96% biodegradable by weight unlike sandbags which rot and spill sand everywhere, harming the environment and blocking drains.
A flood is water coming into your home such as torrential rain or a burst water main.
An escape of water means it has come from a water source within your home such as a burst pipe or a leaking dishwasher.
FloodSax were devised and are manufactured by Yorkshire company Environmental Defence Systems Ltd.
Managing director Richard Bailey said: “One of our members of staff claimed on his insurance for a broken TV and the excess was £100. But when he was looking through the policy he noticed the excess for a flood was £350 and it was the same amount for an escape of water.
“He had never claimed for either so it’s worth people checking their insurance policies to see just how much they would have to pay out if they ever had to make a claim. If it’s a lot, it’ll be well worth thinking of ways to prevent a flood in the first place or have something on hand to soak up the water immediately.”
According to the Association of British Insurers, £1.8m is paid out every DAY for water damage claims in the UK. Between 2014 and 2018 the average escape of water claim increased by 40% and there is no reason to think it’s not going to keep on rising. Nearly one in five claims made on buildings and contents insurance is for damage caused by leaks.
People searching for FloodSax online call them floodsacks, floodbags, flood_bags, sandbags other, alternative sandbags, sandless sandbags, gelbags and polymer bags but there is only one multi-use FloodSax.